I believe this to be fraud — hired, then asked to cash check and send cash as Bitcoin












41















I have been "hired" by Nissan Motor as a key account specialist.



My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. The total is $2500. I am to cash the checks, get the money, take out my bonus and any other related expenses and deposit into a Bitcoin ATM. Then make copy of receipt and electronically send to my "manager".



I contacted a lawyer, was told to talk to the Department of Labor, who said they will not get involved, as this is between me and my employer. Any advice?










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New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
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  • 101





    Yes that's a fraud. Go to the police. The checks are fake.

    – Ben Voigt
    Mar 28 at 16:15






  • 4





    Possible duplicate of Is this a cashier check scam?

    – Pete B.
    Mar 28 at 16:16






  • 22





    How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

    – Tas
    Mar 28 at 21:46






  • 13





    What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

    – 9ilsdx 9rvj 0lo
    2 days ago






  • 7





    If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

    – JPhi1618
    2 days ago
















41















I have been "hired" by Nissan Motor as a key account specialist.



My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. The total is $2500. I am to cash the checks, get the money, take out my bonus and any other related expenses and deposit into a Bitcoin ATM. Then make copy of receipt and electronically send to my "manager".



I contacted a lawyer, was told to talk to the Department of Labor, who said they will not get involved, as this is between me and my employer. Any advice?










share|improve this question









New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
















  • 101





    Yes that's a fraud. Go to the police. The checks are fake.

    – Ben Voigt
    Mar 28 at 16:15






  • 4





    Possible duplicate of Is this a cashier check scam?

    – Pete B.
    Mar 28 at 16:16






  • 22





    How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

    – Tas
    Mar 28 at 21:46






  • 13





    What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

    – 9ilsdx 9rvj 0lo
    2 days ago






  • 7





    If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

    – JPhi1618
    2 days ago














41












41








41


3






I have been "hired" by Nissan Motor as a key account specialist.



My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. The total is $2500. I am to cash the checks, get the money, take out my bonus and any other related expenses and deposit into a Bitcoin ATM. Then make copy of receipt and electronically send to my "manager".



I contacted a lawyer, was told to talk to the Department of Labor, who said they will not get involved, as this is between me and my employer. Any advice?










share|improve this question









New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.












I have been "hired" by Nissan Motor as a key account specialist.



My first assignment is to cash two checks that I have received. Both were written by a customer who has already received the engines. The total is $2500. I am to cash the checks, get the money, take out my bonus and any other related expenses and deposit into a Bitcoin ATM. Then make copy of receipt and electronically send to my "manager".



I contacted a lawyer, was told to talk to the Department of Labor, who said they will not get involved, as this is between me and my employer. Any advice?







scams fraud bitcoin money-laundering






share|improve this question









New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.











share|improve this question









New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.









share|improve this question




share|improve this question








edited 11 hours ago









Rodrigo de Azevedo

450517




450517






New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.









asked Mar 28 at 16:06









john balintjohn balint

217123




217123




New contributor




john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.





New contributor





john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.






john balint is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.








  • 101





    Yes that's a fraud. Go to the police. The checks are fake.

    – Ben Voigt
    Mar 28 at 16:15






  • 4





    Possible duplicate of Is this a cashier check scam?

    – Pete B.
    Mar 28 at 16:16






  • 22





    How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

    – Tas
    Mar 28 at 21:46






  • 13





    What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

    – 9ilsdx 9rvj 0lo
    2 days ago






  • 7





    If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

    – JPhi1618
    2 days ago














  • 101





    Yes that's a fraud. Go to the police. The checks are fake.

    – Ben Voigt
    Mar 28 at 16:15






  • 4





    Possible duplicate of Is this a cashier check scam?

    – Pete B.
    Mar 28 at 16:16






  • 22





    How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

    – Tas
    Mar 28 at 21:46






  • 13





    What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

    – 9ilsdx 9rvj 0lo
    2 days ago






  • 7





    If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

    – JPhi1618
    2 days ago








101




101





Yes that's a fraud. Go to the police. The checks are fake.

– Ben Voigt
Mar 28 at 16:15





Yes that's a fraud. Go to the police. The checks are fake.

– Ben Voigt
Mar 28 at 16:15




4




4





Possible duplicate of Is this a cashier check scam?

– Pete B.
Mar 28 at 16:16





Possible duplicate of Is this a cashier check scam?

– Pete B.
Mar 28 at 16:16




22




22





How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

– Tas
Mar 28 at 21:46





How exactly did you get hired for this? Were you contacted out of the blue, or did you find a job ad that you applied to?

– Tas
Mar 28 at 21:46




13




13





What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

– 9ilsdx 9rvj 0lo
2 days ago





What is your employment contract? Who have signed it, where have your signed it? Did you met the person that have signed it in the person?

– 9ilsdx 9rvj 0lo
2 days ago




7




7





If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

– JPhi1618
2 days ago





If you gave them any personal, sensitive information then Identity Fraud is next (SSN, DL number, address, etc, etc.)

– JPhi1618
2 days ago










9 Answers
9






active

oldest

votes


















132














Absolutely a scam 100% chance. This is one of the most common scams out there.



Here's how you will get ripped off.




  1. They send you a check which will deposit in your account

  2. Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins.

  3. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a negative balance.

  4. The person you sent the bitcoin to is long gone and you have no way to reverse or dispute the transfer.

  5. If by some miracle they actually let you keep some of the money (the check is real), congrats you just committed a felony and have set yourself as the only accomplice the FBI is likely to be able to track down and arrest.


To avoid scams in the future always ask yourself one question. Why would a company pay someone, a complete stranger, to do virtually no work? If you can't understand their angle then there is no way it is legit. Don't let greed cloud your vision.



The added fact that they want you to send the money via an anonymous and irrevocable mechanism SCREAMS scam. No legitimate business is going to use bitcoin for transferring money for any number of reasons.



Fake Check Scam






share|improve this answer


























  • Comments are not for extended discussion; this conversation has been moved to chat.

    – JohnFx
    3 hours ago



















62














Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.






share|improve this answer































    44















    I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise?




    What employer? You are 100% not employed by Nissan Motors....






    share|improve this answer



















    • 8





      'filthy rotten scammers co' is the employer.

      – Dan Neely
      Mar 28 at 21:09






    • 6





      DOL should have directed them to the police. I'm surprised they didn't.

      – Glen Pierce
      2 days ago











    • So should the lawyer, frankly.

      – Henning Makholm
      yesterday



















    31














    What bank account are you supposed to cash the check into?



    My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's.



    It would be illegal and stupid to do so, and no legitimate company would ask a person to bank money into anything except an account of that business.






    share|improve this answer



















    • 5





      Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

      – vsz
      2 days ago






    • 1





      Already said that :)

      – Stilez
      2 days ago






    • 2





      I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

      – vsz
      2 days ago











    • Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

      – Stilez
      2 days ago



















    21














    It's not really Nissan.




    • The bank will put a hold on all but $100 of the check amount.

    • After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement).

    • You will go "haha, check cleared, money in the bank!"

    • You will send the money onward via Bitcoin, which is irreversible.

    • The check will later bounce.

    • The bank will require you to make the money good Right Now, as agreed.

    • Optional: You are unable. ChexSystems blacklist. No banking for you for 7 years.


    Scammer has your money, you are left holding the bag.



    Money gets used for terror, human trafficking and other crime.



    This works because scammers are really good at creating checks with routing information designed to make the check bounce around the international banking system for many weeks before being definitively declared a fake. Normal checks bounce or clear in just a few days, which is why the bank sets such a short time to releasing the money.






    share|improve this answer





















    • 5





      +1 for that last paragraph that explains how the scam actually works.

      – Tom
      yesterday



















    6














    100% Scam



    They want you to cash a check, which is a transaction that can be reversed such as if the check bounces.
    Then give them money in bitcoin, which cant be reversed.



    Most likely the check will bounce but you will already have given them the bitcoins and the bank will expect you to pay back that money you gave them while you will have no way of getting your money back.






    share|improve this answer































      1














      Just to add some relevant information to the previous answers:



      There are plenty of other ways the scam can work. It's possible that the check doesn't bounce - in such a case the source of the check is almost certainly illegally obtained funds, and what they are asking you to do is money laundering. Money laundering is a crime. Not knowing the law doesn't make it legal to break the law, so if the check doesn't bounce you're in even worse trouble.



      Go to the police.






      share|improve this answer































        0














        A scam beyond doubt.




        1. Companies pay you with a check or direct deposit, after deducting taxes, they do not have you take your salary and bonus out of a check that you have cashed.

        2. Companies do not have you take salary, expenses or bonuses out of a check you are depositing. Companies go to extraordinary lengths to clearly separate and document expenditures and income, to the extent that in some cases it cost them more to make a payment than the payment is actually worth. They do this so their books are clean and balanced which is worth the minor cost associated with doing so. I have personally received checks that were for amounts less than the cost of the stamp.

        3. Hiring an employee or contracting with a firm to handle financial transactions are both fairly big deals. In the first case you would have gone to their offices, been interviewed by several people, met with HR, your co-workers and managers, signed paperwork and did a lot of things I’m sure you didn’t do...as for contracting...Unless you are in the business of doing cash to bitcoin conversions, they would not approach you to do this. And if you were in the business of doing so, you would have your standard terms which they would either accept or attempt to negotiate.

        4. Nissan has a checking account somewhere, if they need funds deposited into their account, they will deposit the funds into their account.

        5. If instead of being an employee, you were an independent contractor, you would be paid either in advance or after invoicing them (depending upon your contract with them). But Nissan is a billion dollar business and isn’t going to contract with some nobody to do check clearance and bitcoin conversions.

        6. If Nissan needs bit coins for some reason, they aren’t going to get them in a way that involves paying fees to 2 independent middle men (in this case you and the atm operator).






        share|improve this answer































          -1














          If you want to read more about this, it is a minor twist on a standard "advance fee" or "Nigerian 419" scam, and is, unfortunately, not uncommon.



          The scammers must be getting people to fall for it, or they wouldn't continue trying. Good on you for at least catching it before it cost you money.






          share|improve this answer



















          • 2





            It's a scam all right, but an "advance fee scam" is something different from this.

            – Henning Makholm
            2 days ago










          protected by JoeTaxpayer Mar 28 at 21:30



          Thank you for your interest in this question.
          Because it has attracted low-quality or spam answers that had to be removed, posting an answer now requires 10 reputation on this site (the association bonus does not count).



          Would you like to answer one of these unanswered questions instead?














          9 Answers
          9






          active

          oldest

          votes








          9 Answers
          9






          active

          oldest

          votes









          active

          oldest

          votes






          active

          oldest

          votes









          132














          Absolutely a scam 100% chance. This is one of the most common scams out there.



          Here's how you will get ripped off.




          1. They send you a check which will deposit in your account

          2. Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins.

          3. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a negative balance.

          4. The person you sent the bitcoin to is long gone and you have no way to reverse or dispute the transfer.

          5. If by some miracle they actually let you keep some of the money (the check is real), congrats you just committed a felony and have set yourself as the only accomplice the FBI is likely to be able to track down and arrest.


          To avoid scams in the future always ask yourself one question. Why would a company pay someone, a complete stranger, to do virtually no work? If you can't understand their angle then there is no way it is legit. Don't let greed cloud your vision.



          The added fact that they want you to send the money via an anonymous and irrevocable mechanism SCREAMS scam. No legitimate business is going to use bitcoin for transferring money for any number of reasons.



          Fake Check Scam






          share|improve this answer


























          • Comments are not for extended discussion; this conversation has been moved to chat.

            – JohnFx
            3 hours ago
















          132














          Absolutely a scam 100% chance. This is one of the most common scams out there.



          Here's how you will get ripped off.




          1. They send you a check which will deposit in your account

          2. Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins.

          3. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a negative balance.

          4. The person you sent the bitcoin to is long gone and you have no way to reverse or dispute the transfer.

          5. If by some miracle they actually let you keep some of the money (the check is real), congrats you just committed a felony and have set yourself as the only accomplice the FBI is likely to be able to track down and arrest.


          To avoid scams in the future always ask yourself one question. Why would a company pay someone, a complete stranger, to do virtually no work? If you can't understand their angle then there is no way it is legit. Don't let greed cloud your vision.



          The added fact that they want you to send the money via an anonymous and irrevocable mechanism SCREAMS scam. No legitimate business is going to use bitcoin for transferring money for any number of reasons.



          Fake Check Scam






          share|improve this answer


























          • Comments are not for extended discussion; this conversation has been moved to chat.

            – JohnFx
            3 hours ago














          132












          132








          132







          Absolutely a scam 100% chance. This is one of the most common scams out there.



          Here's how you will get ripped off.




          1. They send you a check which will deposit in your account

          2. Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins.

          3. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a negative balance.

          4. The person you sent the bitcoin to is long gone and you have no way to reverse or dispute the transfer.

          5. If by some miracle they actually let you keep some of the money (the check is real), congrats you just committed a felony and have set yourself as the only accomplice the FBI is likely to be able to track down and arrest.


          To avoid scams in the future always ask yourself one question. Why would a company pay someone, a complete stranger, to do virtually no work? If you can't understand their angle then there is no way it is legit. Don't let greed cloud your vision.



          The added fact that they want you to send the money via an anonymous and irrevocable mechanism SCREAMS scam. No legitimate business is going to use bitcoin for transferring money for any number of reasons.



          Fake Check Scam






          share|improve this answer















          Absolutely a scam 100% chance. This is one of the most common scams out there.



          Here's how you will get ripped off.




          1. They send you a check which will deposit in your account

          2. Seeing the deposit went through everything looks peachy, you buy and transmit bitcoins.

          3. The check bounces in a few weeks and you are out the money or owe the bank if that gives you a negative balance.

          4. The person you sent the bitcoin to is long gone and you have no way to reverse or dispute the transfer.

          5. If by some miracle they actually let you keep some of the money (the check is real), congrats you just committed a felony and have set yourself as the only accomplice the FBI is likely to be able to track down and arrest.


          To avoid scams in the future always ask yourself one question. Why would a company pay someone, a complete stranger, to do virtually no work? If you can't understand their angle then there is no way it is legit. Don't let greed cloud your vision.



          The added fact that they want you to send the money via an anonymous and irrevocable mechanism SCREAMS scam. No legitimate business is going to use bitcoin for transferring money for any number of reasons.



          Fake Check Scam







          share|improve this answer














          share|improve this answer



          share|improve this answer








          edited 2 days ago

























          answered Mar 28 at 18:36









          JohnFxJohnFx

          35.6k984187




          35.6k984187













          • Comments are not for extended discussion; this conversation has been moved to chat.

            – JohnFx
            3 hours ago



















          • Comments are not for extended discussion; this conversation has been moved to chat.

            – JohnFx
            3 hours ago

















          Comments are not for extended discussion; this conversation has been moved to chat.

          – JohnFx
          3 hours ago





          Comments are not for extended discussion; this conversation has been moved to chat.

          – JohnFx
          3 hours ago













          62














          Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.






          share|improve this answer




























            62














            Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.






            share|improve this answer


























              62












              62








              62







              Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.






              share|improve this answer













              Yes, it’s a scam. There are red flags all over it. Ask yourself whether you really think a huge multinational like Nissan would work in this way.







              share|improve this answer












              share|improve this answer



              share|improve this answer










              answered Mar 28 at 16:31









              VickyVicky

              10.8k22443




              10.8k22443























                  44















                  I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise?




                  What employer? You are 100% not employed by Nissan Motors....






                  share|improve this answer



















                  • 8





                    'filthy rotten scammers co' is the employer.

                    – Dan Neely
                    Mar 28 at 21:09






                  • 6





                    DOL should have directed them to the police. I'm surprised they didn't.

                    – Glen Pierce
                    2 days ago











                  • So should the lawyer, frankly.

                    – Henning Makholm
                    yesterday
















                  44















                  I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise?




                  What employer? You are 100% not employed by Nissan Motors....






                  share|improve this answer



















                  • 8





                    'filthy rotten scammers co' is the employer.

                    – Dan Neely
                    Mar 28 at 21:09






                  • 6





                    DOL should have directed them to the police. I'm surprised they didn't.

                    – Glen Pierce
                    2 days ago











                  • So should the lawyer, frankly.

                    – Henning Makholm
                    yesterday














                  44












                  44








                  44








                  I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise?




                  What employer? You are 100% not employed by Nissan Motors....






                  share|improve this answer














                  I contacted a lawyer, told to talk to Dept of Labor, DOL said they will not get involved that this is between my and my employer. Advise?




                  What employer? You are 100% not employed by Nissan Motors....







                  share|improve this answer












                  share|improve this answer



                  share|improve this answer










                  answered Mar 28 at 17:18









                  quidquid

                  38.7k875125




                  38.7k875125








                  • 8





                    'filthy rotten scammers co' is the employer.

                    – Dan Neely
                    Mar 28 at 21:09






                  • 6





                    DOL should have directed them to the police. I'm surprised they didn't.

                    – Glen Pierce
                    2 days ago











                  • So should the lawyer, frankly.

                    – Henning Makholm
                    yesterday














                  • 8





                    'filthy rotten scammers co' is the employer.

                    – Dan Neely
                    Mar 28 at 21:09






                  • 6





                    DOL should have directed them to the police. I'm surprised they didn't.

                    – Glen Pierce
                    2 days ago











                  • So should the lawyer, frankly.

                    – Henning Makholm
                    yesterday








                  8




                  8





                  'filthy rotten scammers co' is the employer.

                  – Dan Neely
                  Mar 28 at 21:09





                  'filthy rotten scammers co' is the employer.

                  – Dan Neely
                  Mar 28 at 21:09




                  6




                  6





                  DOL should have directed them to the police. I'm surprised they didn't.

                  – Glen Pierce
                  2 days ago





                  DOL should have directed them to the police. I'm surprised they didn't.

                  – Glen Pierce
                  2 days ago













                  So should the lawyer, frankly.

                  – Henning Makholm
                  yesterday





                  So should the lawyer, frankly.

                  – Henning Makholm
                  yesterday











                  31














                  What bank account are you supposed to cash the check into?



                  My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's.



                  It would be illegal and stupid to do so, and no legitimate company would ask a person to bank money into anything except an account of that business.






                  share|improve this answer



















                  • 5





                    Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                    – vsz
                    2 days ago






                  • 1





                    Already said that :)

                    – Stilez
                    2 days ago






                  • 2





                    I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                    – vsz
                    2 days ago











                  • Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                    – Stilez
                    2 days ago
















                  31














                  What bank account are you supposed to cash the check into?



                  My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's.



                  It would be illegal and stupid to do so, and no legitimate company would ask a person to bank money into anything except an account of that business.






                  share|improve this answer



















                  • 5





                    Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                    – vsz
                    2 days ago






                  • 1





                    Already said that :)

                    – Stilez
                    2 days ago






                  • 2





                    I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                    – vsz
                    2 days ago











                  • Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                    – Stilez
                    2 days ago














                  31












                  31








                  31







                  What bank account are you supposed to cash the check into?



                  My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's.



                  It would be illegal and stupid to do so, and no legitimate company would ask a person to bank money into anything except an account of that business.






                  share|improve this answer













                  What bank account are you supposed to cash the check into?



                  My guess is "yours", and that's a complete and utter proof of scam. There is absolutely and categorically no way that a reputable company like Nissan would have checks cashed into anything except a business account of Nissan's.



                  It would be illegal and stupid to do so, and no legitimate company would ask a person to bank money into anything except an account of that business.







                  share|improve this answer












                  share|improve this answer



                  share|improve this answer










                  answered 2 days ago









                  StilezStilez

                  1,461138




                  1,461138








                  • 5





                    Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                    – vsz
                    2 days ago






                  • 1





                    Already said that :)

                    – Stilez
                    2 days ago






                  • 2





                    I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                    – vsz
                    2 days ago











                  • Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                    – Stilez
                    2 days ago














                  • 5





                    Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                    – vsz
                    2 days ago






                  • 1





                    Already said that :)

                    – Stilez
                    2 days ago






                  • 2





                    I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                    – vsz
                    2 days ago











                  • Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                    – Stilez
                    2 days ago








                  5




                  5





                  Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                  – vsz
                  2 days ago





                  Also, unless the OP was a registered financial institution, such things would be illegal even if the checks were legitimate.

                  – vsz
                  2 days ago




                  1




                  1





                  Already said that :)

                  – Stilez
                  2 days ago





                  Already said that :)

                  – Stilez
                  2 days ago




                  2




                  2





                  I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                  – vsz
                  2 days ago





                  I know, my point was that it's illegal even if it wasn't a scam (which it is) and even if the check was legit (which it isn't), because for such transactions a juridical entity is required, you are not allowed to provide such services with your personal bank account.

                  – vsz
                  2 days ago













                  Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                  – Stilez
                  2 days ago





                  Ah, illegal for the OP, as opposed to just illegal for the company. Fair point. Not sure how universal that is in different countries.

                  – Stilez
                  2 days ago











                  21














                  It's not really Nissan.




                  • The bank will put a hold on all but $100 of the check amount.

                  • After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement).

                  • You will go "haha, check cleared, money in the bank!"

                  • You will send the money onward via Bitcoin, which is irreversible.

                  • The check will later bounce.

                  • The bank will require you to make the money good Right Now, as agreed.

                  • Optional: You are unable. ChexSystems blacklist. No banking for you for 7 years.


                  Scammer has your money, you are left holding the bag.



                  Money gets used for terror, human trafficking and other crime.



                  This works because scammers are really good at creating checks with routing information designed to make the check bounce around the international banking system for many weeks before being definitively declared a fake. Normal checks bounce or clear in just a few days, which is why the bank sets such a short time to releasing the money.






                  share|improve this answer





















                  • 5





                    +1 for that last paragraph that explains how the scam actually works.

                    – Tom
                    yesterday
















                  21














                  It's not really Nissan.




                  • The bank will put a hold on all but $100 of the check amount.

                  • After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement).

                  • You will go "haha, check cleared, money in the bank!"

                  • You will send the money onward via Bitcoin, which is irreversible.

                  • The check will later bounce.

                  • The bank will require you to make the money good Right Now, as agreed.

                  • Optional: You are unable. ChexSystems blacklist. No banking for you for 7 years.


                  Scammer has your money, you are left holding the bag.



                  Money gets used for terror, human trafficking and other crime.



                  This works because scammers are really good at creating checks with routing information designed to make the check bounce around the international banking system for many weeks before being definitively declared a fake. Normal checks bounce or clear in just a few days, which is why the bank sets such a short time to releasing the money.






                  share|improve this answer





















                  • 5





                    +1 for that last paragraph that explains how the scam actually works.

                    – Tom
                    yesterday














                  21












                  21








                  21







                  It's not really Nissan.




                  • The bank will put a hold on all but $100 of the check amount.

                  • After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement).

                  • You will go "haha, check cleared, money in the bank!"

                  • You will send the money onward via Bitcoin, which is irreversible.

                  • The check will later bounce.

                  • The bank will require you to make the money good Right Now, as agreed.

                  • Optional: You are unable. ChexSystems blacklist. No banking for you for 7 years.


                  Scammer has your money, you are left holding the bag.



                  Money gets used for terror, human trafficking and other crime.



                  This works because scammers are really good at creating checks with routing information designed to make the check bounce around the international banking system for many weeks before being definitively declared a fake. Normal checks bounce or clear in just a few days, which is why the bank sets such a short time to releasing the money.






                  share|improve this answer















                  It's not really Nissan.




                  • The bank will put a hold on all but $100 of the check amount.

                  • After a few days, they will release the money, conditional on you making the money good if the check later bounces (read your bank agreement).

                  • You will go "haha, check cleared, money in the bank!"

                  • You will send the money onward via Bitcoin, which is irreversible.

                  • The check will later bounce.

                  • The bank will require you to make the money good Right Now, as agreed.

                  • Optional: You are unable. ChexSystems blacklist. No banking for you for 7 years.


                  Scammer has your money, you are left holding the bag.



                  Money gets used for terror, human trafficking and other crime.



                  This works because scammers are really good at creating checks with routing information designed to make the check bounce around the international banking system for many weeks before being definitively declared a fake. Normal checks bounce or clear in just a few days, which is why the bank sets such a short time to releasing the money.







                  share|improve this answer














                  share|improve this answer



                  share|improve this answer








                  edited 2 days ago

























                  answered 2 days ago









                  HarperHarper

                  24.6k63788




                  24.6k63788








                  • 5





                    +1 for that last paragraph that explains how the scam actually works.

                    – Tom
                    yesterday














                  • 5





                    +1 for that last paragraph that explains how the scam actually works.

                    – Tom
                    yesterday








                  5




                  5





                  +1 for that last paragraph that explains how the scam actually works.

                  – Tom
                  yesterday





                  +1 for that last paragraph that explains how the scam actually works.

                  – Tom
                  yesterday











                  6














                  100% Scam



                  They want you to cash a check, which is a transaction that can be reversed such as if the check bounces.
                  Then give them money in bitcoin, which cant be reversed.



                  Most likely the check will bounce but you will already have given them the bitcoins and the bank will expect you to pay back that money you gave them while you will have no way of getting your money back.






                  share|improve this answer




























                    6














                    100% Scam



                    They want you to cash a check, which is a transaction that can be reversed such as if the check bounces.
                    Then give them money in bitcoin, which cant be reversed.



                    Most likely the check will bounce but you will already have given them the bitcoins and the bank will expect you to pay back that money you gave them while you will have no way of getting your money back.






                    share|improve this answer


























                      6












                      6








                      6







                      100% Scam



                      They want you to cash a check, which is a transaction that can be reversed such as if the check bounces.
                      Then give them money in bitcoin, which cant be reversed.



                      Most likely the check will bounce but you will already have given them the bitcoins and the bank will expect you to pay back that money you gave them while you will have no way of getting your money back.






                      share|improve this answer













                      100% Scam



                      They want you to cash a check, which is a transaction that can be reversed such as if the check bounces.
                      Then give them money in bitcoin, which cant be reversed.



                      Most likely the check will bounce but you will already have given them the bitcoins and the bank will expect you to pay back that money you gave them while you will have no way of getting your money back.







                      share|improve this answer












                      share|improve this answer



                      share|improve this answer










                      answered 2 days ago









                      ChrisChris

                      38716




                      38716























                          1














                          Just to add some relevant information to the previous answers:



                          There are plenty of other ways the scam can work. It's possible that the check doesn't bounce - in such a case the source of the check is almost certainly illegally obtained funds, and what they are asking you to do is money laundering. Money laundering is a crime. Not knowing the law doesn't make it legal to break the law, so if the check doesn't bounce you're in even worse trouble.



                          Go to the police.






                          share|improve this answer




























                            1














                            Just to add some relevant information to the previous answers:



                            There are plenty of other ways the scam can work. It's possible that the check doesn't bounce - in such a case the source of the check is almost certainly illegally obtained funds, and what they are asking you to do is money laundering. Money laundering is a crime. Not knowing the law doesn't make it legal to break the law, so if the check doesn't bounce you're in even worse trouble.



                            Go to the police.






                            share|improve this answer


























                              1












                              1








                              1







                              Just to add some relevant information to the previous answers:



                              There are plenty of other ways the scam can work. It's possible that the check doesn't bounce - in such a case the source of the check is almost certainly illegally obtained funds, and what they are asking you to do is money laundering. Money laundering is a crime. Not knowing the law doesn't make it legal to break the law, so if the check doesn't bounce you're in even worse trouble.



                              Go to the police.






                              share|improve this answer













                              Just to add some relevant information to the previous answers:



                              There are plenty of other ways the scam can work. It's possible that the check doesn't bounce - in such a case the source of the check is almost certainly illegally obtained funds, and what they are asking you to do is money laundering. Money laundering is a crime. Not knowing the law doesn't make it legal to break the law, so if the check doesn't bounce you're in even worse trouble.



                              Go to the police.







                              share|improve this answer












                              share|improve this answer



                              share|improve this answer










                              answered 8 hours ago









                              PeterPeter

                              1,7061510




                              1,7061510























                                  0














                                  A scam beyond doubt.




                                  1. Companies pay you with a check or direct deposit, after deducting taxes, they do not have you take your salary and bonus out of a check that you have cashed.

                                  2. Companies do not have you take salary, expenses or bonuses out of a check you are depositing. Companies go to extraordinary lengths to clearly separate and document expenditures and income, to the extent that in some cases it cost them more to make a payment than the payment is actually worth. They do this so their books are clean and balanced which is worth the minor cost associated with doing so. I have personally received checks that were for amounts less than the cost of the stamp.

                                  3. Hiring an employee or contracting with a firm to handle financial transactions are both fairly big deals. In the first case you would have gone to their offices, been interviewed by several people, met with HR, your co-workers and managers, signed paperwork and did a lot of things I’m sure you didn’t do...as for contracting...Unless you are in the business of doing cash to bitcoin conversions, they would not approach you to do this. And if you were in the business of doing so, you would have your standard terms which they would either accept or attempt to negotiate.

                                  4. Nissan has a checking account somewhere, if they need funds deposited into their account, they will deposit the funds into their account.

                                  5. If instead of being an employee, you were an independent contractor, you would be paid either in advance or after invoicing them (depending upon your contract with them). But Nissan is a billion dollar business and isn’t going to contract with some nobody to do check clearance and bitcoin conversions.

                                  6. If Nissan needs bit coins for some reason, they aren’t going to get them in a way that involves paying fees to 2 independent middle men (in this case you and the atm operator).






                                  share|improve this answer




























                                    0














                                    A scam beyond doubt.




                                    1. Companies pay you with a check or direct deposit, after deducting taxes, they do not have you take your salary and bonus out of a check that you have cashed.

                                    2. Companies do not have you take salary, expenses or bonuses out of a check you are depositing. Companies go to extraordinary lengths to clearly separate and document expenditures and income, to the extent that in some cases it cost them more to make a payment than the payment is actually worth. They do this so their books are clean and balanced which is worth the minor cost associated with doing so. I have personally received checks that were for amounts less than the cost of the stamp.

                                    3. Hiring an employee or contracting with a firm to handle financial transactions are both fairly big deals. In the first case you would have gone to their offices, been interviewed by several people, met with HR, your co-workers and managers, signed paperwork and did a lot of things I’m sure you didn’t do...as for contracting...Unless you are in the business of doing cash to bitcoin conversions, they would not approach you to do this. And if you were in the business of doing so, you would have your standard terms which they would either accept or attempt to negotiate.

                                    4. Nissan has a checking account somewhere, if they need funds deposited into their account, they will deposit the funds into their account.

                                    5. If instead of being an employee, you were an independent contractor, you would be paid either in advance or after invoicing them (depending upon your contract with them). But Nissan is a billion dollar business and isn’t going to contract with some nobody to do check clearance and bitcoin conversions.

                                    6. If Nissan needs bit coins for some reason, they aren’t going to get them in a way that involves paying fees to 2 independent middle men (in this case you and the atm operator).






                                    share|improve this answer


























                                      0












                                      0








                                      0







                                      A scam beyond doubt.




                                      1. Companies pay you with a check or direct deposit, after deducting taxes, they do not have you take your salary and bonus out of a check that you have cashed.

                                      2. Companies do not have you take salary, expenses or bonuses out of a check you are depositing. Companies go to extraordinary lengths to clearly separate and document expenditures and income, to the extent that in some cases it cost them more to make a payment than the payment is actually worth. They do this so their books are clean and balanced which is worth the minor cost associated with doing so. I have personally received checks that were for amounts less than the cost of the stamp.

                                      3. Hiring an employee or contracting with a firm to handle financial transactions are both fairly big deals. In the first case you would have gone to their offices, been interviewed by several people, met with HR, your co-workers and managers, signed paperwork and did a lot of things I’m sure you didn’t do...as for contracting...Unless you are in the business of doing cash to bitcoin conversions, they would not approach you to do this. And if you were in the business of doing so, you would have your standard terms which they would either accept or attempt to negotiate.

                                      4. Nissan has a checking account somewhere, if they need funds deposited into their account, they will deposit the funds into their account.

                                      5. If instead of being an employee, you were an independent contractor, you would be paid either in advance or after invoicing them (depending upon your contract with them). But Nissan is a billion dollar business and isn’t going to contract with some nobody to do check clearance and bitcoin conversions.

                                      6. If Nissan needs bit coins for some reason, they aren’t going to get them in a way that involves paying fees to 2 independent middle men (in this case you and the atm operator).






                                      share|improve this answer













                                      A scam beyond doubt.




                                      1. Companies pay you with a check or direct deposit, after deducting taxes, they do not have you take your salary and bonus out of a check that you have cashed.

                                      2. Companies do not have you take salary, expenses or bonuses out of a check you are depositing. Companies go to extraordinary lengths to clearly separate and document expenditures and income, to the extent that in some cases it cost them more to make a payment than the payment is actually worth. They do this so their books are clean and balanced which is worth the minor cost associated with doing so. I have personally received checks that were for amounts less than the cost of the stamp.

                                      3. Hiring an employee or contracting with a firm to handle financial transactions are both fairly big deals. In the first case you would have gone to their offices, been interviewed by several people, met with HR, your co-workers and managers, signed paperwork and did a lot of things I’m sure you didn’t do...as for contracting...Unless you are in the business of doing cash to bitcoin conversions, they would not approach you to do this. And if you were in the business of doing so, you would have your standard terms which they would either accept or attempt to negotiate.

                                      4. Nissan has a checking account somewhere, if they need funds deposited into their account, they will deposit the funds into their account.

                                      5. If instead of being an employee, you were an independent contractor, you would be paid either in advance or after invoicing them (depending upon your contract with them). But Nissan is a billion dollar business and isn’t going to contract with some nobody to do check clearance and bitcoin conversions.

                                      6. If Nissan needs bit coins for some reason, they aren’t going to get them in a way that involves paying fees to 2 independent middle men (in this case you and the atm operator).







                                      share|improve this answer












                                      share|improve this answer



                                      share|improve this answer










                                      answered 18 hours ago









                                      jmorenojmoreno

                                      38729




                                      38729























                                          -1














                                          If you want to read more about this, it is a minor twist on a standard "advance fee" or "Nigerian 419" scam, and is, unfortunately, not uncommon.



                                          The scammers must be getting people to fall for it, or they wouldn't continue trying. Good on you for at least catching it before it cost you money.






                                          share|improve this answer



















                                          • 2





                                            It's a scam all right, but an "advance fee scam" is something different from this.

                                            – Henning Makholm
                                            2 days ago
















                                          -1














                                          If you want to read more about this, it is a minor twist on a standard "advance fee" or "Nigerian 419" scam, and is, unfortunately, not uncommon.



                                          The scammers must be getting people to fall for it, or they wouldn't continue trying. Good on you for at least catching it before it cost you money.






                                          share|improve this answer



















                                          • 2





                                            It's a scam all right, but an "advance fee scam" is something different from this.

                                            – Henning Makholm
                                            2 days ago














                                          -1












                                          -1








                                          -1







                                          If you want to read more about this, it is a minor twist on a standard "advance fee" or "Nigerian 419" scam, and is, unfortunately, not uncommon.



                                          The scammers must be getting people to fall for it, or they wouldn't continue trying. Good on you for at least catching it before it cost you money.






                                          share|improve this answer













                                          If you want to read more about this, it is a minor twist on a standard "advance fee" or "Nigerian 419" scam, and is, unfortunately, not uncommon.



                                          The scammers must be getting people to fall for it, or they wouldn't continue trying. Good on you for at least catching it before it cost you money.







                                          share|improve this answer












                                          share|improve this answer



                                          share|improve this answer










                                          answered 2 days ago









                                          Spehro PefhanySpehro Pefhany

                                          531211




                                          531211








                                          • 2





                                            It's a scam all right, but an "advance fee scam" is something different from this.

                                            – Henning Makholm
                                            2 days ago














                                          • 2





                                            It's a scam all right, but an "advance fee scam" is something different from this.

                                            – Henning Makholm
                                            2 days ago








                                          2




                                          2





                                          It's a scam all right, but an "advance fee scam" is something different from this.

                                          – Henning Makholm
                                          2 days ago





                                          It's a scam all right, but an "advance fee scam" is something different from this.

                                          – Henning Makholm
                                          2 days ago





                                          protected by JoeTaxpayer Mar 28 at 21:30



                                          Thank you for your interest in this question.
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